1. Acceptance of Terms
By accessing or using the website insurancehelpsupport.com (the "Site"), or by engaging with our representatives via telephone at 1-888-250-6815 or email at info@insurancehelpsupport.com, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must cease use of our services immediately.
2. Nature of Advisory & Consulting Services
Insurance Help Support operates exclusively as a third-party advisory and consulting entity specializing in personal auto insurance policy guidance. Our consulting scope includes:
- Reviewing declarations pages and explaining policy structures, exclusions, and deductibles;
- Assisting vehicle owners in identifying potential coverage deficiencies or excessive premium spending;
- Providing educational analysis regarding bodily injury limits, uninsured motorist provisions, and comprehensive coverage.
No Underwriting Authority: Under no circumstances does Insurance Help Support issue insurance contracts or bind coverage on behalf of any underwriter. Any resulting policy placement remains an agreement solely between the consumer and the respective third-party insurance company.
3. User Representations & Accurate Information
When utilizing our consultation intake tools or speaking with our advisors, you represent that all information provided—including vehicle identification, driver history, household residency, and existing policy terms—is accurate, current, and complete. Inaccurate information impairs the accuracy of any consulting advice delivered.
4. Limitation of Liability
To the maximum extent permitted by applicable state and federal law, Insurance Help Support, its officers, directors, consultants, and executive Brandon Devereaux shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Decisions made regarding policy limits, deductible choices, or carrier selections;
- Denial of coverage or claims disputes by third-party insurance carriers;
- Inaccuracies or changes in underwriting criteria enforced by licensed insurers;
- Temporary unavailability or interruptions of the telephone hotline or website server.
5. Intellectual Property Rights
All content, logos, proprietary assessment tools, layouts, and copy hosted on insurancehelpsupport.com are the exclusive intellectual property of Insurance Help Support and protected by copyright and intellectual property laws.
6. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles. Any legal action arising from our consulting engagement shall be instituted exclusively in the state or federal courts situated in Box Elder County, Utah.
7. Communications & Telephone Consent
By submitting your telephone number through our contact forms, you expressly consent to receive informational and consultative telephone calls from an advisor representing Insurance Help Support at the number provided, including calls placed via automated or VoIP telephony. You may revoke consent at any time by notifying us at info@insurancehelpsupport.com.
8. Corporate Inquiries & Contact Information
If you have questions regarding these Terms, please contact our compliance desk:
Insurance Help Support
Attn: Compliance & Legal
570 W 350 N Apt 9
Tremonton, UT 84337
Toll-Free Phone: 1-888-250-6815
Email: info@insurancehelpsupport.com